Auto Insurance
Liability, collision, and comprehensive plans with accident forgiveness options for daily commutes and weekend road trips alike.
Des Moines, Iowa
Steady protection for the people and property you count on.
Beacon Shield Insurance pairs independent-agent guidance with coverage from carriers you trust, so your auto, home, life, and business policies actually fit the way you live and work in Des Moines.
4.9 / 5average client rating
18 yrsserving Polk County
3,200+policies in force
Coverage Lines
Insurance built around your everyday risk
We shop leading carriers on your behalf and package the coverage that matters, so you never pay for protection you don't need.
Home Insurance
Dwelling, personal property, and liability protection sized to your home's real rebuild cost, not a generic estimate.
Life Insurance
Term and whole-life policies that lock in income protection for your family while premiums stay predictable for years.
Business Insurance
General liability, property, and workers' comp bundles for Des Moines shops, contractors, and professional offices.
Renters Insurance
Affordable protection for your belongings and liability while renting an apartment, condo, or house across the metro.
Umbrella Policies
Extra liability limits layered on top of your existing policies for peace of mind after a serious claim or lawsuit.
About Beacon Shield
A local agency that treats your policy like it matters
Beacon Shield Insurance opened its doors in the East Village nearly two decades ago with one goal: give Des Moines families and small businesses an advocate, not just a policy number. We're independent, which means we compare quotes across dozens of A-rated carriers instead of selling you whatever one company happens to offer.
Every client gets a named agent, a plain-language coverage review once a year, and a direct line for claims support — no call centers, no scripts. When something goes wrong, we're the first call you make and the first advocate on your side.
- Independent access to 20+ carriers
- Local claims advocacy, start to finish
- Annual policy reviews, no extra charge
18
Years in Des Moines
3,200+
Active Policies
98%
Client Retention
24/7
Claims Support Line
Client Stories
Trusted by neighbors across the metro
Real feedback from Beacon Shield policyholders in Des Moines, Ankeny, and West Des Moines.
"After a tree fell on our garage, our agent handled the claim calls so we didn't have to. Repairs were done in three weeks."
Marisol Trent
Homeowner, Beaverdale
"They bundled our shop's liability and workers' comp and still beat our old premium by 22 percent. Straightforward, no pressure."
Devon Achebe
Owner, Ingersoll Hardware
"Our agent walked us through term life options in plain English and set up coverage the same week our daughter was born."
Paige Ostrander
Client, Windsor Heights
Ready to see what better coverage costs?
Most quotes take under ten minutes, and there's never a fee or obligation to switch. Talk to a real Des Moines agent today.
Get In Touch
Talk to a Beacon Shield agent
Send us a few details and a licensed agent will follow up with quote options, usually within one business day.
1420 Ingersoll Avenue, Des Moines, IA 50309
Mon–Fri 8:00am–5:30pm, Sat by appointment